Domestic applicant or student
Apply for OSAP or your home province or territory's student aid first. Eligible students with unmet need can then apply separately for UTAPS through Need Navigator.
Check UTAPS routes and deadlinesCompare current U of T Scholars, President's Scholars, National, Pearson, Awards Profile, UTM, and UTSC funding; understand the separate UTAPS application; and find the right campus financial-aid office.
Reviewed August 31, 2026 · UTM and UTSC scholarship tables checked October 1, 2026 · Fall 2027 dates are labelled only where U of T has published them

Keep these dates where you'll see them. Free account; we email you before each saved date; unsubscribe any time. Your account’s email pause still applies. The calendar file needs no account.
Free account. No card needed.
Reviewed October 9, 2026. Amounts and dates keep their published cycle.
U of T Mississauga and U of T Scarborough publish automatic entrance scholarships by admitted average for domestic students. St. George has no fixed table: the top applicants on every campus are considered for President's Scholars of Excellence ($15,000) and U of T Scholars ($10,000).
Use the award's published average basis and applicant category.
| Campus or audience | Average or selection | First-year amount | Later payments |
|---|---|---|---|
| U of T Mississauga | 95.0% and above | $3,000 | Up to $12,000 ($3,000 a year for 4 years)U of T automatic awards |
| U of T Mississauga | 92.0% to 94.9% | $3,000 | One-time awardU of T automatic awards |
| U of T Mississauga | 90.0% to 91.9% | $2,000 | One-time awardU of T automatic awards |
| U of T Scarborough | 95% and higher | $3,000 | Renewal isn't stated in this tableU of T automatic awards |
| U of T Scarborough | 92.0% to 94.9% | $2,000 | Renewal isn't stated in this tableU of T automatic awards |
| U of T Scarborough | 90.0% to 91.9% | $1,000 | Renewal isn't stated in this tableU of T automatic awards |
Reviewed against each row's official source. Recheck the source before you act, because dates and fees change.
An admission application doesn't complete these separate steps.
| Award | Published value | Who and how | Deadline status |
|---|---|---|---|
| National Scholarship Program | Tuition, incidental and residence fees for up to four years | Canadian citizens, permanent residents and protected persons nominated by their school. | School nomination October 9, 2026; apply to U of T by October 16, 2026; scholarship application October 30, 2026. Fall 2027 date confirmedNational Scholarship Program |
| C. David Naylor University Scholarship | Amount not published on the checked central page; confirm the specific award record or offer | Domestic students from Canadian high schools with at least a 95% admission average and leadership excellence. | Awards Profile, typically early February (the 2027 date isn't posted yet). Latest available; confirm Fall 2027 with the universityC. David Naylor University Scholarship |
Reviewed against each row's official source. Recheck the source before you act, because dates and fees change.
The current National Scholarship page explicitly prohibits generative AI tools, including ChatGPT, from creating content for any U of T undergraduate award application, and says applicants who use them will be disqualified. Write the responses yourself and follow the current application instructions. A consultation can help check your eligibility and calendar; it cannot provide AI-written award content.
U of T doesn't have one entrance-scholarship ladder that follows you across all three campuses. Mississauga publishes a domestic admitted-average table. Scarborough publishes a different domestic table. St. George uses competitive university, faculty and college awards rather than a guaranteed university-wide percentage grid. A 92% result therefore doesn't support one answer to “how much will U of T give me?” Identify the campus on your offer, the applicant category and the specific award before comparing the amount with another university.
UTM's 95% band lists $3,000 in first year and up to $12,000 over four years. Its 92% band is $3,000 once, and its 90% band is $2,000 once. UTSC lists $3,000, $2,000 and $1,000 respectively. These are the latest published campus tables, which don't identify Fall 2027 as their entry year. The amounts are useful for planning but shouldn't be presented as guaranteed September 2027 funding until your offer confirms them.
UTM requires continuous full-time registration in Fall/Winter, a cumulative GPA of at least 3.70 and at least 3.0 completed credits by the end of each Fall/Winter session for the renewable portion. The award can renew three times after first year. If you lose it in a year, the published conditions say it can't return in a later year even if your grades recover. A four-year maximum is therefore a conditional schedule, not money paid when you accept admission.
Repeated courses can also matter. UTM says it uses the first grade achieved when a course has been repeated for scholarship eligibility. Its admitted average isn't reassessed later. Don't assume that a higher final mark or a second attempt automatically raises the scholarship. UTSC's general admissions scholarship page doesn't state comparable renewal rules for its domestic bands. Ask the Scarborough financial-aid office about your particular award instead of importing UTM's conditions.
For September 2027 entry, U of T's National Scholarship page identifies a school nomination deadline of October 9, 2026, an admission application deadline of October 16, a scholarship submission deadline of October 30 and a confidential reference deadline of November 6. You must first be nominated through the National Book Award process and apply to U of T to receive access through JOINid. A school nomination alone doesn't complete your scholarship application.
The award covers tuition, incidental and residence fees for up to four years at U of T. It isn't a published fixed cash amount. The same official page still contains an older FAQ about the 2026 nomination deadline of October 10, 2025. Keep that older FAQ separate from the explicitly labelled 2027 timeline and confirm with the National Scholarship office if your school receives conflicting instructions. Our National Scholarship guide explains the process in detail.
The Awards Profile lets eligible Canadian citizens, permanent residents and protected persons in Canadian secondary schools provide information for awards based on need, leadership and other criteria. It's different from the National Scholarship application. The Profile page and applicant portal should be checked for the actual deadline; a generic February planning date shouldn't replace an account instruction. Submit the profile even if your automatic entrance amount already appears on an offer, when you're eligible for profile-based consideration.
President's Scholars of Excellence and U of T Scholars are competitive automatic awards, currently listed at $15,000 and $10,000. They aren't additional guaranteed rewards for reaching a published percentage. UTSC says its entrance scholarships generally aren't combined with other U of T scholarships. Keep the exact award names on each offer and ask whether amounts replace one another before adding them together in a budget.
The campus domestic-average tables aren't the international award table. UTM's International Scholar Award lists up to $180,000 over four years, with other committee-selected values. UTSC lists annual International Scholar awards of $45,000 or $25,000, renewable for three additional years. “Up to” is a ceiling and doesn't mean every admitted international student receives that sum. Both campus admission files and continued eligibility matter.
Lester B. Pearson is another separate international scholarship. Its school nomination, U of T application and scholarship submission steps have their own Fall 2027 timeline. Check the official Pearson page rather than using the National Scholarship's domestic October sequence. Your school may need to nominate you early, so waiting for a final admission offer can close an application opportunity. Pearson and campus awards also have different selection and continuation rules.
UTAPS is a needs-based planning route with a separate application through Need Navigator. An entrance scholarship doesn't replace that application or establish the amount of unmet need. U of T's Ontario financial-aid guidance explains that estimates and final aid can arrive at different stages. Build a budget with tuition, incidental fees and housing first, then record confirmed scholarships and any aid that remains an estimate.
If you've applied for OSAP, follow U of T's instructions about which awards the university reports and what you must report yourself. Ask the campus office before assuming you should enter the same university award twice. Save your scholarship notice and the renewal terms. If you change campus, course load or fee status, check the consequences before accepting a transfer or withdrawing from courses. Campus entrance awards aren't automatically portable across U of T.
Apply to U of T through OUAC. Automatic scholarships need no separate application.
Complete the Awards Profile in the Join U of T portal for awards that need one, such as the C. David Naylor University Scholarship.
Watch your offer: UTM and UTSC tell you about automatic scholarships with your offer of admission.
No. St. George's U of T Scholars and President's Scholars awards are competitive automatic awards, not a published guaranteed grade ladder. UTM and UTSC publish their own average-based tables. A 95% result on the UTM table does not establish eligibility for a St. George award or show that multiple campus awards can be combined.
The UTM conditions require continuous fall and winter registration, at least 3.0 credits and a 3.70 GPA for renewal. They also say a lost renewal cannot later be restored. Ask the campus about your exact offer before reducing your course load; a later improvement in grades does not automatically reverse an earlier loss.
No. National and Pearson have different applicant categories, nomination processes and deadlines. The National Scholarship requires the relevant school nomination and its own application steps; Pearson is an international-student award. Keep the application checklists separate and use the current official page for each award rather than transferring one award's dates to the other.
Only count the first-year instalment as first-year funding. UTM's renewable award depends on later eligibility checks, while a one-time award ends after its stated payment. Record future conditional instalments separately and compare actual account credits with tuition, residence and living costs. An advertised total is not all paid at admission.
Official U of T entrance scholarships guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T scholarships guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T national scholarships guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T awards profile guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T scholarships guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T admission awards guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T pearson scholarships guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Official U of T utaps guidance. Figures and dates retain the source's published cycle; yearless details require confirmation for Fall 2027. Checked October 9, 2026.
Apply for OSAP or your home province or territory's student aid first. Eligible students with unmet need can then apply separately for UTAPS through Need Navigator.
Check UTAPS routes and deadlinesU of T automatically considers international applicants for most admission scholarships, but it does not provide direct need-based financial aid. Named awards can require extra steps.
Compare international scholarshipsSearch Award Explorer and the central in-course application, then check your campus, college, faculty, and program because they can run separate competitions.
Find current-student awardsUse central Client Services for St. George and university-wide questions, AskRegistrar for UTM, or the UTSC Registrar's financial-aid team for Scarborough.
Choose the correct campus office$55M
Admission awards for 7,100 undergraduate students
$10,000
Approximately 900 U of T Scholars awards
$15,000
Approximately 150 President's Scholars awards
37
Pearson Scholars named in a typical year
Most entrance awards use automatic consideration, but some of the largest scholarships require a school nomination, Awards Profile, or separate application. The official U of T scholarships page reports $55 million in admission awards and should be checked again before applying.
Source: U of T admission awards.
U of T has published the September 2027 Pearson competition: school nomination by October 9, 2026, admission application by October 16, 2026, and Pearson application and documents by November 6, 2026. The National Scholarship uses the same school-nomination and U of T application dates, followed by its own application deadline on October 30, 2026. The Awards Profile still gives only a typical early-February date, so verify that deadline in the applicant portal.
“Automatic consideration” does not cover every University of Toronto scholarship. Use the route that matches the award instead of assuming one admission application completes every funding step.
U of T publishes campus-wide admitted-average tables for UTM and UTSC, but it does not publish one equivalent universal table for every St. George applicant. U of T reports that colleges, faculties, and divisions administer 5,700 admission awards. Search Award Explorer and the pages tied to your exact college, faculty, and program.
Automatic, profile, and nominated awards
These are prominent examples, not a complete award list. Values, eligibility, and combinations can differ by campus, college, faculty, and offer. Follow each official source and read the terms attached to your own award.
| Scholarship | Published value | Who it is for | How to be considered | Timing and caveat |
|---|---|---|---|---|
| President's Scholars of Excellence | $15,000 in first year | Approximately 150 highly qualified domestic and international secondary-school applicants to first-year direct-entry undergraduate study. | Automatic consideration with the admission application. | Non-renewable; conditional on full-time fall and winter registration. |
| University of Toronto Scholars Program | $10,000 in first year | Approximately 900 outstanding domestic and international secondary-school applicants to first-year direct-entry undergraduate study. | Automatic consideration with the admission application. | Non-renewable; applicants with prior postsecondary study are not eligible. |
| National Scholarship Program | Tuition, incidental and residence fees for up to four years | Canadian citizens, permanent residents, and protected persons in their final year of Canadian secondary school or first-year CEGEP. | School nomination, early U of T application, scholarship application, and reference. | October 9, 2026 school nomination; October 16, 2026 admission application; October 30, 2026 National Scholarship application. |
| Lester B. Pearson International Scholarship | Tuition, books, incidental fees and full residence for four years | International students entering first-entry undergraduate study in September 2027; approximately 37 scholars are named each year. | One school nomination, U of T admission application, then the private Pearson application. | October 9, 2026 nomination; October 16 admission application; November 6 scholarship application. |
| C. David Naylor University Scholarship | $20,000 in first year | Eligible domestic secondary-school applicants with at least a 95% admission average and demonstrated leadership excellence. | Complete the Awards Profile after applying to U of T. | The Awards Profile deadline is normally in early February; the Fall 2027 date was not yet posted. |
| Fairfax Financial Award | $6,000 per year for up to four years | Eligible domestic secondary-school applicants assessed on financial need, academic merit and community or extracurricular involvement. | Complete the Awards Profile after applying to U of T. | The Awards Profile deadline is normally in early February; renewal conditions apply. |
| Winkelman Admission Scholarship | $7,000 in first year | Outstanding applicants who self-identify as Black students on the Awards Profile. | Complete the Awards Profile after applying to U of T. | Up to five recipients annually; non-renewable. |
| Schulich Leader Scholarships at U of T | $120,000 for Engineering or $100,000 for science, technology, or math | Outstanding Canadian high-school students entering eligible U of T STEM programs; U of T publishes up to ten awards each year. | School nomination plus the external Schulich Leader Scholarship application. | The specific distribution is confirmed by Schulich each March; use the external competition calendar rather than U of T admission deadlines. |

Keep the campus, admission category and conditions beside each award in your comparison. Use the campus funding routes below to check which opportunities apply to your own offer.
Campus-specific automatic awards
Mississauga and Scarborough publish their own automatic domestic tiers. The admitted average is the campus's calculation, and an offer letter is the final authority. UTM says awards are not reassessed and uses the first attempt for repeated courses in its scholarship calculation.
| Campus | Admitted average | Published award | Renewal |
|---|---|---|---|
| UTM | 95.0% and above | Up to $12,000 ($3,000 × 4 years) | Renewable portion requires a 3.70 cumulative GPA and full-time registration. |
| UTM | 92.0%–94.9% | $3,000 | Non-renewable. |
| UTM | 90.0%–91.9% | $2,000 | Non-renewable. |
| UTSC | 95% and higher | $3,000 | UTSC's page doesn't describe renewal. |
| UTSC | 92.0%–94.9% | $2,000 | UTSC's page doesn't describe renewal. |
| UTSC | 90.0%–91.9% | $1,000 | UTSC's page doesn't describe renewal. |
UTM automatically considers eligible international secondary-school applicants for International Scholar Awards worth up to $180,000, $100,000, or $60,000 over four years. Verify UTM awards.
UTSC automatically considers eligible international secondary-school applicants for renewable International Scholar Awards published at $45,000 or $25,000 per year. Verify UTSC awards.
Need-based funding
Non-repayable funding based on academic excellence alone or together with criteria such as leadership, community involvement, or financial need.
Non-repayable funding based primarily on demonstrated financial need. U of T often uses the word grant where another institution might use bursary.
Loans and grants from OSAP or the applicant's home province or territory. Domestic students normally begin here before need-based U of T support.
U of T's need-based grant program for eligible unmet costs after government aid or qualifying Indigenous sponsorship funding.
A current procedural change matters: U of T's 2026–2027 instructions say students seeking UTAPS consideration must submit through Need Navigator with any requested documents. Do not assume an OSAP application alone completes UTAPS.
| 2026–2027 study pattern | Recommended timing | Latest published date |
|---|---|---|
| Ontario · Fall only | September 22, 2026 | October 13, 2026 |
| Ontario · Fall and winter | September 22, 2026 | February 18, 2027 |
| Ontario · Winter only | January 26, 2027 | February 18, 2027 |
| Other Canadian province or territory · Fall only | Apply after home-province funding | November 3, 2026 |
| Other Canadian province or territory · Fall and winter | November 3, 2026 | February 8, 2027 |
| Other Canadian province or territory · Winter only | Apply after home-province funding | February 8, 2027 |
Source: University Registrar's Office 2026–2027 UTAPS schedule. Indigenous sponsorship and students with an offer of admission have additional instructions on the official site.
U of T does not use one office for every campus, college, faculty, and funding type. Start with the route that owns your question so private financial details reach the correct university team.
St. George and central services
OSAP, UTAPS, out-of-province aid, part-time funding, disability bursaries, U.S. aid, and central U of T funding questions.
Submit the official Client Services inquiry form or call the general inquiry line. Your college, faculty, or professional program may administer additional awards.
U of T Mississauga (UTM)
Government student loans, UTM grants and bursaries, scholarship opportunities, and individual education-financing questions.
Book a phone or Microsoft Teams appointment through AskRegistrar. The office serves UTM undergraduates.
U of T Scarborough (UTSC)
OSAP and other Canadian government aid, fee deferrals, UTAPS, UTSC grants, bursaries, invoices, appeals, and budgeting.
Email the Registrar from your U of T account and include your name and student number, or use the current Registrar contact page for live chat and drop-in hours.
International applicants are automatically considered for most admission scholarships, but campus, faculty, and named competitions can add a profile, nomination, or separate application. Follow the route tied to your admission choice.
Scholarships are not the same as international need-based aid. U of T says it cannot provide direct need-based financial aid to international students as a publicly funded institution. Most scholarships also do not cover the full cost, so applicants need a realistic funding plan and must satisfy Canada's study-permit proof-of-funds rules. Read U of T's international funding guidance.
Admission awards are only one stage. U of T says Award Explorer contains more than 5,900 in-course scholarships for current students. The central 2026 in-course application uses MyAwardsHub, opens September 8, 2026, and has a published deadline of November 13, 2026 at 5 p.m. EDT. Academic divisions can run separate competitions, so check both the central in-course awards page and your division.

young shanahan. Wikimedia Commons · CC BY 2.0. Resized and compressed; no scene changes.
Compare the contract length, meal plan, deposits and travel costs alongside the room price. Record confirmed funding separately from awards you have applied for.
Compare U of T housing costs →Apply to U of T and choose the exact campus, faculty, college, and admission category. Automatic entrance-award decisions depend on that admission application.
Open the Join U of T or Engineering Applicant Portal and record every personalized scholarship, document, and supplemental deadline.
If eligible, complete the Awards Profile. U of T says it is normally due in early February, but the Fall 2027 date is not yet published.
For the National or Pearson scholarship, start with the school-nomination process. These competitions are not covered by automatic consideration alone.
Apply for OSAP or your home province or territory's student aid early, then submit the separate 2026–2027 UTAPS application through Need Navigator.
Search the Award Explorer and the pages for your campus, St. George college, faculty, and program; U of T funding is administered across several offices.
Build a full-cost budget using the official fee schedule, residence or rent, meals, books, transportation, supplies, and insurance where applicable.
Compare prerequisites, supplements, campus choices, application steps, and current Fall 2027 deadline status.
Plan the Ontario aid application, deadlines, course load, residency, grants, loans, and funding release.
Compare St. George, Mississauga, and Scarborough requirements and work-integrated-learning options.
Build a total-cost estimate that includes tuition, housing, food, books, transportation, and aid.
Reviewed August 1, 2026. Award values, fee schedules, contacts, eligibility rules, and application dates can change. Use these pages as the final source before submitting or budgeting.
Direct answers based on U of T's current scholarship, financial-aid, campus, and registrar guidance.