Domestic applicant or student
Apply for OSAP or your home province or territory's student aid first. Eligible students with unmet need can then apply separately for UTAPS through Need Navigator.
Check UTAPS routes and deadlinesCompare current U of T Scholars, President's Scholars, National, Pearson, Awards Profile, UTM, and UTSC funding; understand the separate UTAPS application; and find the right campus financial-aid office.
Reviewed August 25, 2026 · Fall 2027 dates are labelled only where U of T has published them

University of Toronto
Start with your funding route
Apply for OSAP or your home province or territory's student aid first. Eligible students with unmet need can then apply separately for UTAPS through Need Navigator.
Check UTAPS routes and deadlinesU of T automatically considers international applicants for most admission scholarships, but it does not provide direct need-based financial aid. Named awards can require extra steps.
Compare international scholarshipsSearch Award Explorer and the central in-course application, then check your campus, college, faculty, and program because they can run separate competitions.
Find current-student awardsUse central Client Services for St. George and university-wide questions, AskRegistrar for UTM, or the UTSC Registrar's financial-aid team for Scarborough.
Choose the correct campus officeCurrent official figures
$55M
Admission awards for 7,100 undergraduate students
$10,000
Approximately 900 U of T Scholars awards
$15,000
Approximately 150 President's Scholars awards
37
Pearson Scholars named in a typical year
Most entrance awards use automatic consideration, but some of the largest scholarships require a school nomination, Awards Profile, or separate application. The official U of T scholarships page reports $55 million in admission awards and should be checked again before applying.
Source: U of T admission awards.
U of T has published the September 2027 Pearson competition: school nomination by October 9, 2026, admission application by October 16, 2026, and Pearson application and documents by November 6, 2026. The National Scholarship and Awards Profile pages still show the completed 2025–2026 cycle or a typical early-February date. Do not copy those old dates into a Fall 2027 calendar.
Start with the right application route
“Automatic consideration” does not cover every University of Toronto scholarship. Use the route that matches the award instead of assuming one admission application completes every funding step.
U of T publishes campus-wide admitted-average tables for UTM and UTSC, but it does not publish one equivalent universal table for every St. George applicant. U of T reports that colleges, faculties, and divisions administer 5,700 admission awards. Search Award Explorer and the pages tied to your exact college, faculty, and program.
Automatic, profile, and nominated awards
These are prominent examples, not a complete award list. Values, eligibility, and combinations can differ by campus, college, faculty, and offer. Follow each official source and read the terms attached to your own award.
| Scholarship | Published value | Who it is for | How to be considered | Timing and caveat |
|---|---|---|---|---|
| President's Scholars of Excellence | $15,000 in first year | Approximately 150 highly qualified domestic and international secondary-school applicants to first-year direct-entry undergraduate study. | Automatic consideration with the admission application. | Non-renewable; conditional on full-time fall and winter registration. |
| University of Toronto Scholars Program | $10,000 in first year | Approximately 900 outstanding domestic and international secondary-school applicants to first-year direct-entry undergraduate study. | Automatic consideration with the admission application. | Non-renewable; applicants with prior postsecondary study are not eligible. |
| National Scholarship Program | Tuition, incidental and residence fees for up to four years | Canadian citizens, permanent residents, and protected persons in their final year of Canadian secondary school or first-year CEGEP. | School nomination, early U of T application, scholarship application, and reference. | U of T still displays the completed 2025–2026 competition; Fall 2027 dates were not published when reviewed. |
| Lester B. Pearson International Scholarship | Tuition, books, incidental fees and full residence for four years | International students entering first-entry undergraduate study in September 2027; approximately 37 scholars are named each year. | One school nomination, U of T admission application, then the private Pearson application. | October 9, 2026 nomination; October 16 admission application; November 6 scholarship application. |
| C. David Naylor University Scholarship | $20,000 in first year | Eligible domestic secondary-school applicants with at least a 95% admission average and demonstrated leadership excellence. | Complete the Awards Profile after applying to U of T. | The Awards Profile deadline is normally in early February; the Fall 2027 date was not yet posted. |
| Fairfax Financial Award | $6,000 per year for up to four years | Eligible domestic secondary-school applicants assessed on financial need, academic merit and community or extracurricular involvement. | Complete the Awards Profile after applying to U of T. | The Awards Profile deadline is normally in early February; renewal conditions apply. |
| Winkelman Admission Scholarship | $7,000 in first year | Outstanding applicants who self-identify as Black students on the Awards Profile. | Complete the Awards Profile after applying to U of T. | Up to five recipients annually; non-renewable. |
| Schulich Leader Scholarships at U of T | $120,000 for Engineering or $100,000 for science, technology, or math | Outstanding Canadian high-school students entering eligible U of T STEM programs; U of T publishes up to ten awards each year. | School nomination plus the external Schulich Leader Scholarship application. | The specific distribution is confirmed by Schulich each March; use the external competition calendar rather than U of T admission deadlines. |
Campus-specific automatic awards
Mississauga and Scarborough publish their own automatic domestic tiers. The admitted average is the campus's calculation, and an offer letter is the final authority. UTM says awards are not reassessed and uses the first attempt for repeated courses in its scholarship calculation.
| Campus | Admitted average | Published award | Renewal |
|---|---|---|---|
| UTM | 95.0% and above | Up to $12,000 ($3,000 × 4 years) | Renewable portion requires a 3.70 cumulative GPA and full-time registration. |
| UTM | 92.0%–94.9% | $3,000 | Non-renewable. |
| UTM | 90.0%–91.9% | $2,000 | Non-renewable. |
| UTSC | 95.0% and above | $12,000 ($3,000 × 4 years) | Renewable with a cumulative GPA of at least 3.70. |
| UTSC | 92.0%–94.9% | $2,000 | Non-renewable. |
| UTSC | 90.0%–91.9% | $1,500 | Non-renewable. |
| UTSC | 88.0%–89.9% | $1,000 | Non-renewable. |
UTM automatically considers eligible international secondary-school applicants for International Scholar Awards worth up to $180,000, $100,000, or $60,000 over four years. Verify UTM awards.
UTSC automatically considers eligible international secondary-school applicants for renewable International Scholar Awards published at $45,000 or $25,000 per year. Verify UTSC awards.
Need-based funding
Non-repayable funding based on academic excellence alone or together with criteria such as leadership, community involvement, or financial need.
Non-repayable funding based primarily on demonstrated financial need. U of T often uses the word grant where another institution might use bursary.
Loans and grants from OSAP or the applicant's home province or territory. Domestic students normally begin here before need-based U of T support.
U of T's need-based grant program for eligible unmet costs after government aid or qualifying Indigenous sponsorship funding.
A current procedural change matters: U of T's 2026–2027 instructions say students seeking UTAPS consideration must submit through Need Navigator with any requested documents. Do not assume an OSAP application alone completes UTAPS.
| 2026–2027 study pattern | Recommended timing | Latest published date |
|---|---|---|
| Ontario · Fall only | September 22, 2026 | October 13, 2026 |
| Ontario · Fall and winter | September 22, 2026 | February 18, 2027 |
| Ontario · Winter only | January 26, 2027 | February 18, 2027 |
| Other Canadian province or territory · Fall only | Apply after home-province funding | November 3, 2026 |
| Other Canadian province or territory · Fall and winter | November 3, 2026 | February 8, 2027 |
| Other Canadian province or territory · Winter only | Apply after home-province funding | February 8, 2027 |
Source: University Registrar's Office 2026–2027 UTAPS schedule. Indigenous sponsorship and students with an offer of admission have additional instructions on the official site.
Contact the correct office
U of T does not use one office for every campus, college, faculty, and funding type. Start with the route that owns your question so private financial details reach the correct university team.
St. George and central services
OSAP, UTAPS, out-of-province aid, part-time funding, disability bursaries, U.S. aid, and central U of T funding questions.
Submit the official Client Services inquiry form or call the general inquiry line. Your college, faculty, or professional program may administer additional awards.
U of T Mississauga (UTM)
Government student loans, UTM grants and bursaries, scholarship opportunities, and individual education-financing questions.
Book a phone or Microsoft Teams appointment through AskRegistrar. The office serves UTM undergraduates.
U of T Scarborough (UTSC)
OSAP and other Canadian government aid, fee deferrals, UTAPS, UTSC grants, bursaries, invoices, appeals, and budgeting.
Email the Registrar from your U of T account and include your name and student number, or use the current Registrar contact page for live chat and drop-in hours.
International applicants
International applicants are automatically considered for most admission scholarships, but campus, faculty, and named competitions can add a profile, nomination, or separate application. Follow the route tied to your admission choice.
Scholarships are not the same as international need-based aid. U of T says it cannot provide direct need-based financial aid to international students as a publicly funded institution. Most scholarships also do not cover the full cost, so applicants need a realistic funding plan and must satisfy Canada's study-permit proof-of-funds rules. Read U of T's international funding guidance.
Already enrolled at U of T?
Admission awards are only one stage. U of T says Award Explorer contains more than 5,900 in-course scholarships for current students. The central 2026 in-course application uses MyAwardsHub, opens September 8, 2026, and has a published deadline of November 13, 2026 at 5 p.m. EDT. Academic divisions can run separate competitions, so check both the central in-course awards page and your division.
Applicant workflow
Apply to U of T and choose the exact campus, faculty, college, and admission category. Automatic entrance-award decisions depend on that admission application.
Open the Join U of T or Engineering Applicant Portal and record every personalized scholarship, document, and supplemental deadline.
If eligible, complete the Awards Profile. U of T says it is normally due in early February, but the Fall 2027 date is not yet published.
For the National or Pearson scholarship, start with the school-nomination process. These competitions are not covered by automatic consideration alone.
Apply for OSAP or your home province or territory's student aid early, then submit the separate 2026–2027 UTAPS application through Need Navigator.
Search the Award Explorer and the pages for your campus, St. George college, faculty, and program; U of T funding is administered across several offices.
Build a full-cost budget using the official fee schedule, residence or rent, meals, books, transportation, supplies, and insurance where applicable.
Compare prerequisites, supplements, campus choices, application steps, and current Fall 2027 deadline status.
Plan the Ontario aid application, deadlines, course load, residency, grants, loans, and funding release.
Compare St. George, Mississauga, and Scarborough requirements and work-integrated-learning options.
Build a total-cost estimate that includes tuition, housing, food, books, transportation, and aid.
Reviewed August 1, 2026. Award values, fee schedules, contacts, eligibility rules, and application dates can change. Use these pages as the final source before submitting or budgeting.
Direct answers based on U of T's current scholarship, financial-aid, campus, and registrar guidance.